| S.No | Loan Product | Rate of Interest(%) | Sanctioned Authorities |
|---|---|---|---|
| 1 | Education Loan (Vidya Mitra) | 9.90 | With collateral security up to Rs.10.00 lakhs by BM. All other loans by DGM (Banking), HO. |
| 2 | ST Loans for Professionals (Vruthi Mitra) & Self-Employed (Swayam Upadhi Mitra) | 9.90 | Up to Rs.10.00 lakhs by BM. Above Rs.10.00 lakhs by DGM (Banking), HO. |
| 3 | Home Loan (Swagruha Mitra) | 9.90 | Up to Rs.10.00 lakhs by BM. Above Rs.10.00 lakhs by DGM (Banking), HO. |
| 4 | Vehicle Loan (Vahana Mitra) | 9.90 | Up to Rs.10.00 lakhs by BM. Above Rs.10.00 lakhs by DGM (Banking), HO. |
| 5 | CC to Petty Traders (Chiru Vyapara Mitra) | 11.00 | Up to Rs.50,000 by BM. Above Rs.50,000 by DGM (Banking), HO. |
| 6 |
CC to Traders (Vyapara Mitra) |
11.00 | Up to Rs.10.00 lakhs by BM. Above Rs.10.00 lakhs by DGM (Banking), HO. |
| 7 |
SOD Against Mortgage of Property (Atyavasara Mitra) |
11.00 | Up to Rs.10.00 lakhs by BM. Above Rs.10.00 lakhs by DGM (Banking), HO. |
| 8 | Term Loan against Mortgage of Property (Gruha Avasara Mitra) | 11.00 | Up to Rs.10.00 lakhs by BM. Above Rs.10.00 lakhs by DGM (Banking), HO. |
| 9 | Personal Loan(Udyoga Mitra) | 9.90 | Up to Rs.1.00 lakh by BM. Above Rs.1.00 lakh by DGM (Banking), HO. |
| 10 | ST Loans to Artisans (CheVruthi Naipunya Mitra) | 11.00 |
Without collateral up to Rs.50,000 and with collateral up to Rs.10.00 lakhs by BM. Without collateral above Rs.50,000 and with collateral above Rs.10.00 lakhs by DGM (Banking), HO. |
