| S.No |
Loan Product |
Rate of Interest(%) |
Sanctioned Authorities |
| 1 |
Education Loan (Vidya Mitra) |
9.90 |
With collateral security up to Rs.10.00 lakhs by BM. All other loans by DGM (Banking), HO. |
| 2 |
ST Loans for Professionals (Vruthi Mitra) & Self-Employed (Swayam Upadhi Mitra) |
9.90 |
Up to Rs.10.00 lakhs by BM. Above Rs.10.00 lakhs by DGM (Banking), HO. |
| 3 |
Home Loan (Swagruha Mitra) |
9.90 |
Up to Rs.10.00 lakhs by BM. Above Rs.10.00 lakhs by DGM (Banking), HO. |
| 4 |
Vehicle Loan (Vahana Mitra) |
9.90 |
Up to Rs.10.00 lakhs by BM. Above Rs.10.00 lakhs by DGM (Banking), HO. |
| 5 |
CC to Petty Traders (Chiru Vyapara Mitra) |
11.00 |
Up to Rs.50,000 by BM. Above Rs.50,000 by DGM (Banking), HO. |
| 6 |
CC to Traders (Vyapara
Mitra) |
11.00 |
Up to Rs.10.00 lakhs by BM. Above Rs.10.00 lakhs by DGM (Banking), HO. |
| 7 |
SOD Against Mortgage of
Property (Atyavasara Mitra) |
11.00 |
Up to Rs.10.00 lakhs by BM. Above Rs.10.00 lakhs by DGM (Banking), HO. |
| 8 |
Term Loan against Mortgage of Property (Gruha Avasara Mitra) |
11.00 |
Up to Rs.10.00 lakhs by BM. Above Rs.10.00 lakhs by DGM (Banking), HO. |
| 9 |
Personal Loan(Udyoga Mitra) |
9.90 |
Up to Rs.1.00 lakh by BM. Above Rs.1.00 lakh by DGM (Banking), HO. |
| 10 |
ST Loans to Artisans (CheVruthi Naipunya Mitra) |
11.00 |
Without collateral up to Rs.50,000 and with collateral up to Rs.10.00 lakhs by BM.
Without collateral above Rs.50,000 and with collateral above Rs.10.00 lakhs by DGM (Banking), HO. |
