| PROFIT & LOSS ACCOUNT | ||||
|---|---|---|---|---|
| Sl. No. | Particulars | Sch No. | For the year ended March 31, 2019 | For the year ended March 31, 2018 |
| I. | INCOME | |||
| Interest Earned | 13 | 53,39,81,134 | 42,4956,371 | |
| Other Income | 14 | 2,98,01,121 | 3,06,22,803 | |
| TOTAL | 56,37,82,255 | 45,55,79,174 | ||
| II. | EXPENDITURE | |||
| Interest Expended | 15 | 41,53,26,786 | 42,71,70,498 | |
| Operating Expenses | 16 | 13,85,71,918 | 13,01,48,974 | |
| TOTAL | 55,38,98,704 | 55,73,19,472 | ||
| III. | PROFIT/LOSS | |||
| Net Profit / (Loss) for the year | 98,83,551 | 93,91,657 | ||
| Profit / (Loss) Brought forward | -12,81,31,145 | -14,86,45,121 | ||
| Profit Available for Appropriations | -11,82,47,594 | -13,92,53,464 | ||
| IV. | APPROPRIATIONS: | |||
| Transfer to Provision for NPA | 1,40,00,000 | 1,55,00,000 | ||
| Transfer to Provision for Standard Assets | 12,00,000 | 24,50,000 | ||
| Transfer to Technology Development Fund | – | 5,00,000 | ||
| Transfer to Provision for Sundry Debtors | 50,00,000 | – | ||
| Reserves released during the year | -1,17,29,301 | -2,95,72,319 | ||
| Balance Carried Forward to BS | -12,67,18,292 | -12,81,31,145 | ||
| TOTAL | -11,82,47,593 | -13,92,53,464 | ||
