| S.No |
Loan Product |
Rate of Interest(%) |
Sanctioned Authorities |
| 1 |
Education Loan (Vidya Mitra) |
11.5 |
With collateral security up to Rs.10.00 lakhs by BM. Above Rs.10.00 lakhs by DGM (Banking), HO. |
| 2 |
ST Loans for Professionals (Vruthi Mitra) & Self-Employed (Swayam Upadhi Mitra) |
13 |
Up to Rs.10.00 lakhs by BM. Above Rs.10.00 lakhs by DGM (Banking), HO. |
| 3 |
Home Loan (Swagruha Mitra) |
11.5 |
Up to Rs.10.00 lakhs by BM. Above Rs.10.00 lakhs by DGM (Banking), HO. |
| 4 |
Vehicle Loan (Vahana Mitra) |
11.5 |
Up to Rs.10.00 lakhs by BM. Above Rs.10.00 lakhs by DGM (Banking), HO. |
| 5 |
CC to Petty Traders (Chiru Vyapara Mitra) |
13 |
Up to Rs.1,00,000 by BM. Above Rs.1,00,000 by DGM (Banking), HO. |
| 6 |
CC to Petty Traders (Vyapara Mitra) |
13 |
Up to Rs.10.00 lakhs by BM. Above Rs.10.00 lakhs by DGM (Banking), HO. |
| 7 |
SOD Against Mortgage of Property (Atyavasara Mitra) |
12.5 |
Up to Rs.10.00 lakhs by BM. Above Rs.10.00 lakhs by DGM (Banking), HO. |
| 8 |
Term Loan against Mortgage of Property (Gruha Avasara Mitra) |
11.5 |
Up to Rs.10.00 lakhs by BM. Above Rs.10.00 lakhs by DGM (Banking), HO. |
| 9 |
Personal Loan (Udyoga Mitra) |
12 |
Up to Rs.10.00 lakh by BM |
|
Personal Loan (others) |
13 |
Up to Rs.1.00 lakhs by BM. Above Rs.1.00 lakhs by DGM (Banking), HO. |
| 10 |
ST Loans to Artisans (CheVruthi Naipunya Mitra) |
12.5 |
Up to Rs.10.00 lakhs by BM. Above Rs.10.00 lakhs by DGM (Banking), HO. |
| 11 |
PM SWANIDHI |
11.5 |
Up to Rs.50.00 thousands by BM |
|
HOUSE CONSTRUCTION LOAN |
11.5 |
Up to Rs.10.00 lakhs by BM. Above Rs.10.00 lakhs by DGM (Banking), HO. |
| 12 |
SHG |
MEPMA (ROI) |
DRDA (ROI) |
|
Upto 3.00 Lakhs |
8.95 |
7 |
|
Above 3.00 Lakhs & upto Rs.10.00 lakhs |
8.95 |
8.95 |
|
Above 10.00 Lakhs & upto Rs.20.00 lakhs |
9.7 |
9.7 |
